FAQ

Why do I need you?

You need someone who is looking out for your interests. The adjuster your insurance company hired has his employer's interests in mind. Plus we increase the settlement amount (aka: get you more money). We will typically increase the claim settlement by anywhere from 30% up to 300%. 

What types of losses does Advocate Adjusters work with?

Fire, Pipe Break/Bursts, Water Damage, Burglary, Vandalism, Vehicular Building Damage, Building Collapse, Explosion, and various types of damage caused by a Natural Disaster. There are a variety of coverage types included in the typical insurance policy, including: Buildings, Contents, Loss of Rental income, Living Expenses, and interruption of Income from a business.

Will hiring Advocate Adjusters delay the claim process?

On the contrary, a Public Adjuster should serve to expedite your claim. Our team will work closely with you and your insurance company to properly prepare and file your claim in a timely fashion. 

How is Advocate Adjusters compensated?

We charge a fixed percentage of the insurance settlement. The size of the contingency will be determined by the size of your loss. Each claim is unique and will be individually evaluated to determine the contingency fee that will be charged.   

At what point in the claim process should I hire Advocate Adjusters?

We strongly recommend that you call us before you call your insurance company or agent. Doing so ensures that you will get the professional help you need immediately. Many people are tempted to represent themselves, this can be detrimental to your claim. Once insurance companies take a position, it can make the process more difficult. However, you can enlist our services at any time throughout the claim process. 

Is my insurance company required to work with Advocate Adjusters?

The short answer is, yes; you are entitled to representation. Signing a contract with Advocate Adjusters insures that we become a legal party to your insurance claim, thus guaranteeing our ability to represent you. 

Will my policy be canceled if I hire Advocate Adjusters?

No. It would be a serious violation of state good faith laws if your insurance company were to cancel your policy based off hiring representation. Such action would be considered discriminatory.

If I have any other questions, give us a call at (815) 668 9266.

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